Dividend Hike Predictor

Stock Market · Basic+ plan

Track your dividend portfolio and see projected annual income, yield on cost, DRIP compounding, 5-year income forecasts, sector breakdowns, and AI-powered dividend sustainability analysis. Enter holdings for real dollar returns and enable email alerts for upcoming ex-dates.

Key Metrics

Annual Dividend Income

Total projected income across all tracked stocks based on your holdings and latest dividend rates.

Portfolio Yield on Cost

Your real yield based on what you paid, not current price — more meaningful than forward yield.

Dividend Growth Rate

5-year average DGR from financial data plus CAGR-based hike predictions for each holding.

DRIP Calculator

See how reinvesting dividends grows your income over time — compound your shares automatically at current prices.

5-Year Income Forecast

Forward projection of annual dividend income using each stock's dividend growth rate over 1, 3, 5, and 10 years.

Income by Sector

Horizontal bar chart showing your dividend income distribution across stock market sectors for diversification insight.

What it shows per stock

Dividend History

Last 8 payments as a visual bar chart — spot growth trends or cuts instantly.

Next Ex-Date Prediction

Forecasted from last ex-date and payment frequency (monthly, quarterly, annual).

Hike Prediction

CAGR-based — computes dividend compound growth from 3 years of payment history.

Yield & Payout Ratio

Current dividend yield and payout ratio — gauge sustainability at a glance.

Financial Data

P/E ratio, market cap, and 5-year DGR from live market data via Yahoo Finance.

AI Dividend Analysis

One-click AI analysis assesses sustainability, growth trajectory, and flags risks. Standard+ tiers.

Income Projections

5-year income forecast with and without DRIP — compare raw growth vs reinvested compounding.

Sector Breakdown

See your dividend income distributed by market sector — spot over-concentration instantly.

Email Alerts

Toggle per-stock alerts — get notified 3 days before predicted ex-dividend dates.

How to Use

1. Add your dividend stocks

Search by ticker and add the stocks you hold or are watching

1Add tickers — search for any US-traded stock with dividend history. Free/Basic tier users are capped at their plan limit.
2Enter your holdings — click Add holdings on each card to input your shares and cost basis. This unlocks annual income and yield on cost calculations.
3Review your portfolio KPIs — the top cards show total annual income, portfolio yield, and average dividend growth across all holdings.
4Explore projections — scroll to the Projections section to see 5-year income forecasts, DRIP compounding, and sector diversification breakdowns.
5Run AI analysis — click the sparkle icon on any stock card for a concise dividend sustainability assessment (Standard+ plans).
6Enable email alerts — click the bell icon on any stock card to get notified 3 days before predicted ex-dividend dates.
7Monitor and adjust — data refreshes every 4 hours. Update holdings as you buy or sell to keep income projections accurate.

Features

Portfolio income tracker

Annual dividend income calculated from your actual share count and latest dividend per stock

Yield on cost

Real yield based on your purchase price, not current share price — more actionable than forward yield

CAGR prediction model

Compound annual growth rate computed from 3 years of dividend payment history for each stock

Dividend history chart

Last 8 payments visualized as proportional bars — spot trends, growth, or cuts in seconds

Next ex-date forecast

Predicted from last known ex-dividend date and detected payment frequency

AI sustainability analysis

LLM-powered 2-3 sentence assessment of dividend safety, growth trajectory, and red flags (Standard+)

Live market data

Payout ratio, P/E, market cap, dividend yield, sector, and 5-year DGR from Yahoo Finance, cached 4 hours

DRIP calculator

See how reinvesting dividends compounds your share count and income over 1/3/5/10 year horizons

5-year income forecast

Forward projection using each stock's DGR — compare regular vs DRIP growth side by side

Sector diversification

Horizontal bar chart of your dividend income by market sector — identify concentration risk

Email ex-date alerts

Toggle per-stock email notifications 3 days before predicted ex-dividend dates

Inline holdings editor

Edit shares and cost basis directly on each stock card — no separate form or page

Tier-gated limits

Tracked stock caps, AI analysis, and alert rate limits configurable per tier in the admin dashboard

Tips & Best Practices

Start with 3-5 proven dividend payers (JNJ, KO, PG, O, XOM) to see how the prediction model and yield-on-cost metrics work.
Enter your cost basis accurately — yield on cost is more meaningful than forward yield for measuring real returns on your money.
Use the DRIP calculator to see the compounding power of reinvested dividends — a 4% yield reinvested for 10 years adds up significantly.
Check the sector breakdown to avoid over-concentration — if 80% of your income comes from one sector, consider diversifying.
Use the AI analysis button on stocks with high payout ratios (>80%) to get an independent sustainability check.
The bar chart makes it easy to spot dividend cuts — a sudden drop in the last bar means a recent reduction.
Enable email alerts (bell icon) for stocks where timing matters — you'll get notified 3 days before predicted ex-dates.
Data from Yahoo Finance refreshes every 4 hours. Ex-dividend dates sync with the latest reported data.
Pair this tool with the Insider Trading Tracker — if insiders are buying while dividends are growing, that's a strong signal.

Features by Plan

Feature	Free	Basic	Standard	Advanced
Portfolio Income Tracker	—
Dividend Growth Metrics	—
AI Dividend Analysis	—	—
Yield on Cost	—	—
Export CSV	—	—
API Access	—	—	—
Priority Data Refresh	—	—	—
Stocks tracked	—	5 stocks	15 stocks	30 stocks
AI analyses (per min)	—	3/min	15/min	30/min

Tracked stock caps and AI analysis rate limits are tier-gated. Free tier users cannot access this tool.

Limitations

Data comes from Yahoo Finance's unauthenticated API — rate limits may cause intermittent failures under heavy load.
Predicted hikes use historical CAGR, which assumes past growth continues. Companies can and do cut, suspend, or eliminate dividends.
Stocks that don't pay dividends (e.g. AMZN, GOOGL, BRK.B) will return no data — this tool is designed for dividend-paying equities only.
AI analysis is a best-effort assessment based on reported numbers, not financial advice. Always verify with official filings.
Ex-dividend date predictions are based on detected payment patterns — companies may change their cadence without notice.

Know exactly what your dividends are worth

Track your portfolio, predict hikes, and get AI-powered analysis on every dividend stock you own.

Launch Dividend Predictor

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